Keep Your Low Mortgage Rate
Sell your DFW house Subject-To — I take over your payments. You walk away clean with cash in your pocket.
Get A Custom Subject-To OfferOr call/text 24/7:
972-885-3828Tired of high rates killing your sale? With Subject-To you keep your existing 2-4% mortgage. I step in and make the payments. 23+ years closing these exact deals.
Why DFW Homeowners Love Subject-To Right Now
Keep Your Low Rate
Never lose that 2-4% mortgage you locked in years ago.
Cash at Closing
Walk away with money in your pocket — even if you’re behind on payments.
Your Timeline
Close in 7 days or 90 days — whatever you need.
How Subject-To Works in 3 Simple Steps
1. Call or Submit Info
Tell me your situation — I’ll explain if Subject-To is perfect for you.
2. I Take Over Payments
I become the new owner on paper while your original loan stays in place.
3. You Get Cash & Peace
Close on your date. I handle everything from here.
Risks & How We Protect You
Every creative deal has risks — we believe in full transparency.
Due-On-Sale Clause
Most mortgages have this clause. In Texas 2026, lenders almost never enforce it when payments stay current.
What If We Miss a Payment?
We keep 6–12 months of reserves. Payments are auto-drafted. You will know the same day and we will fix it immediately or buy the house cash.
Our Protections for You
- Full written agreement — your attorney can review (we pay up to $500)
- We pay title insurance and closing costs
- You can cancel anytime before closing
- Never had a lender call a loan due in 23 years
DFW Sellers Who Kept Their Rate
I kept my 3.1% rate and still walked away with $19k cash even though I was two months behind. These guys actually solved my problem.
Subject-To saved me from foreclosure and let me move with money in my pocket. No credit damage.
Frequently Asked Questions About Subject-To in DFW
Also explore: Novation Deals in DFW • All Creative Solutions
Ready to Sell Your House Fast?
No repairs • No fees • Close on your timeline • Cash offer in 24 hours
No Obligation • No Pressure • 100% Confidential